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TRANSPARENT TRANSACTION PRICING

No monthly subscriptions. Ever.

We believe independent businesses should never pay for software when work slows down. With Payeny, there are no monthly subscriptions—you pay our platform fee only when a client successfully pays an invoice, booking, or online charge.

$0 / month

Free forever to set up, draft, schedule, and send.

The Simple Pricing Model

On each successful electronic transaction (card, ACH, or digital wallet), you pay standard Stripe payment processing fees plus a $0.25 + 0.50% Payeny platform fee. In-person cash transactions logged through your POS register incur $0 in platform fees.

Nothing when you create quotes. Nothing when contracts are reviewed. Nothing when you don't get paid.

Unlimited invoices, quotes & contracts
Client Spaces & white-label portals
Online booking calendar & video rooms
Full Point of Sale (register & cash drawer)
Gift cards & customer loyalty points
Direct Stripe Connect daily payouts
HOW IT COMPARES

Built for how independent businesses actually work.

Traditional tools charge recurring subscriptions whether you land clients or not.

Monthly Subscription Software

Platforms like QuickBooks, Wave, and Square charge fixed monthly software tiers ($30 to $80+ per month) simply to keep your account open.

  • Recurring subscription fee deducted every month
  • You pay even during slow seasons or between projects
  • Pay separate add-on fees for contracts, booking, and POS
  • Standard card processing fees charged on top
The Payeny Model

We charge $0 per month. Every tool — proposals, contracts, bookings, invoices, point of sale, and client spaces — is included without a base tier.

  • $0 per month: Zero recurring overhead
  • Pay per successful transaction: Pay standard Stripe processing plus $0.25 + 0.50% only when an electronic payment settles
  • In-person cash is free: Cash sales rung up through your POS register incur $0 in platform fees
  • Everything included: No gated modules or upgrade prompts
  • Complete alignment: We only succeed when you get paid
TRANSPARENCY FIRST

Frequently asked questions about pricing

Clear answers with no fine print.

When a client pays an invoice or transaction online, Stripe charges standard card interchange and network fees (typically 2.9% + 30¢ for standard domestic cards, and lower for ACH direct bank debit). These fees go directly to Stripe to cover payment networks. You can view complete details directly on Stripe's official pricing page.

The Payeny platform fee ($0.25 + 0.50%) is deducted automatically only upon the successful settlement of an electronic payment. If a quote is drafted, a contract is sent, or a client takes two weeks to pay, you are charged nothing. If a payment fails or is voided, no platform fee is charged.

Cash sales rung up through the Payeny Point of Sale (POS) register or recorded as offline payments incur $0 in payment processing fees and $0 in platform fees. The Payeny platform fee applies only to electronic card, ACH, and digital wallet payments processed through Stripe.

None. There are no account setup fees, no monthly maintenance charges, no inactivity penalties, and no cancellation fees. You can use Payeny for one client a year or fifty clients a week.

The platform fee is established by Payeny and is always published transparently right here on this page. If we ever adjust our platform fee in the future, all registered users will be given advance notice, and the updated rate will be published immediately on this page.

Ready to run your business with zero monthly overhead?

Create your account in two minutes and start billing clients today.

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