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USER AGREEMENT

Terms of Service

Last Updated: September 2026


1. Acceptance of Terms

By accessing or using the platform, websites, and APIs provided by Payeny Inc. (“Payeny,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service. If you are entering into this agreement on behalf of a company or other legal entity, you represent that you have the authority to bind such entity.

2. Description of Service

Payeny provides an integrated client-to-cash platform enabling service professionals and businesses to manage client inquiries, create and deliver proposals, execute electronic agreements, issue itemized invoices, host client spaces, and orchestrate online payment processing.

3. Electronic Signatures and Legal Validity

Payeny facilitates electronic signatures designed to comply with the United States Electronic Signatures in Global and National Commerce Act (ESIGN) and Uniform Electronic Transactions Act (UETA). You acknowledge and agree that your electronic signature, and signatures collected from your clients via Payeny, carry the legal effect and enforceability of handwritten signatures.

4. Payment Processing and Fees

Payment processing services for Payeny accounts are provided by third-party payment processors (including Stripe). You agree to abide by the applicable payment processing terms and represent that all transactions processed through your account represent bona fide sales of professional goods and services.

5. Acceptable Use and Restrictions

You agree not to use Payeny to:

  • Transmit unlawful, fraudulent, defamatory, or deceptive material.
  • Process unauthorized payment transactions or engage in money laundering activities.
  • Interfere with or disrupt the security or availability of the platform and APIs.
  • Distribute malicious files through client file lockers or deliverable links.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Payeny shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues resulting from your use of or inability to use the service.

7. Inquiries

For any questions regarding these Terms of Service, please contact our Legal Counsel at legal@payeny.com.